Maine Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - Maine Credit Counseling Services

Credit Counseling Centers Inc, 178 Court Street Auburn, ME 04210-6917 Phone: (207) 773`1411

Consumer Credit Counseling Service 643 Lewiston Road Topsham, ME 04086-6029 Phone: (207) 721`9565

Money Management International, 1 Bangor Street Augusta, ME 04330-4701 Phone: (207) 622`6587

Consumer Credit Counseling Services Money Management International 250 Center Street Auburn, ME 04210-6313 Phone: (207) 755`0033

Credit Counseling Centers Inc, Consumer Cr Counseling Svc Me 111 Wescott Road South Portland, ME 04106-3437 Phone: (207) 773`1411

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DISCLAIMER: The law will vary depending on your state, jurisdiction and the specifics of your case. The information provided by is intended for educational purposes only. The content on this site should NOT be considered professional legal advice or a substitute for professional legal advice. For such services, we recommend getting a free initial consultation by a licensed Attorney in your state.

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