South Dakota Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - South Dakota Credit Counseling Services

Consumer Credit Counseling Service, 527 Main Avenue # 201 Brookings, SD 57006-1936 Phone: (605) 692`9636

Lutheran Social Services Of South Dakota, Consumer Credit Counseling 1424 9th Avenue Se # 7 Watertown, SD 57201-5361 Phone: (605) 357`0108

Black Hills Children's Ranch, Inc, Pioneer Credit Counseling 1644 Concourse Drive Rapid City, SD 57703-4720 Phone: (605) 348`1608

Consumer Credit Counseling Service, 111 Saint Joseph Street Rapid City, SD 57701-2824 Phone: (605) 348`4550

Consumer Credit Counseling Service, 610 W 23rd Street Yankton, SD 57078-1218 Phone: (605) 665`2106

Pioneer Credit Counseling 1644 Concourse Drive Rapid City, SD 57703-4720 Phone: (605) 348`1608

Consumer Credit Counseling Service, 1424 9th Avenue SE # 7 Watertown, SD 57201-5361 Phone: (605) 882`2228

Consumer Credit Counseling Service, 209 E Sioux Avenue Pierre, SD 57501-3127 Phone: (605) 945`2399

Consumer Credit Counseling Service, 202 S Main Street # 228 Aberdeen, SD 57401-4114 Phone: (605) 229`5140

Consumer Credit Counseling Service Sioux Falls, SD 57104 Phone: (605) 334`5054

Allen Credit & Debt Counseling, 195 Brook Street E Wessington, SD 57381 Phone: (605) 458`2500

Consumer Credit Counseling Service 1310 Main Avenue S # 107A Brookings, SD 57006-3894 Phone: (605) 692`9636

Consumer Credit Counseling Service 76 3rd Street Sw Huron, SD 57350-2401 Phone: (605) 352`7256

Credit Counseling Center-America Sioux Falls, SD 57104 Phone: (605) 335`1124

A American Debt Consolidation Rapid City, SD 57701 Phone: (605) 348`2106

Consumer Credit Counseling Services Of 705 E 41st Street # 100 Sioux Falls, SD 57105-6047 Phone: (605) 996`0868

New Start Credit Service 400 W 31st Street # 1 Sioux Falls, SD 57105-3809 Phone: (605) 334`7663

Return to top of this page

Return from South Dakota Credit Counseling to Home page.

DISCLAIMER: The law will vary depending on your state, jurisdiction and the specifics of your case. The information provided by is intended for educational purposes only. The content on this site should NOT be considered professional legal advice or a substitute for professional legal advice. For such services, we recommend getting a free initial consultation by a licensed Attorney in your state.

South Dakota Credit Counseling
Copyright © 2020 - South Dakota Credit Counseling - All Rights Reserved.

free page hit counter