SOUTH DAKOTA CREDIT COUNSELING SERVICES
South Dakota Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.
Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.
LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:
- Consumer education about how to avoid incurring debts
- Planned method of debt relief
- Consolidation of multiple payments into one lower monthly payment
- Debt Reduction of 10-50%
- A chance to be debt free in periods of 3 to 6 years
- Help to bring delinquent accounts current
- A fresh start and a way to begin building a positive credit history
- To minimize the impact of the negative marks on your credit scores
- Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
- Mediation between creditor and debtor
- A Debt Management Plan
- Ways to regain control over their financial situation
- Smart negotiation with creditors to repay debt by working out a repayment plan
- Reduced fees and interest rates
- Fees and interest reduction
The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.
CONSUMER DEBT CONSOLIDATION - South Dakota Credit Counseling Services
Consumer Credit Counseling Service, 527 Main Avenue # 201 Brookings, SD 57006-1936 Phone: (605) 692`9636
Lutheran Social Services Of South Dakota, Consumer Credit Counseling 1424 9th Avenue Se # 7 Watertown, SD 57201-5361 Phone: (605) 357`0108
Black Hills Children's Ranch, Inc, Pioneer Credit Counseling 1644 Concourse Drive Rapid City, SD 57703-4720 Phone: (605) 348`1608
Consumer Credit Counseling Service, 111 Saint Joseph Street Rapid City, SD 57701-2824 Phone: (605) 348`4550
Consumer Credit Counseling Service, 610 W 23rd Street Yankton, SD 57078-1218 Phone: (605) 665`2106
Pioneer Credit Counseling 1644 Concourse Drive Rapid City, SD 57703-4720 Phone: (605) 348`1608
Consumer Credit Counseling Service, 1424 9th Avenue SE # 7 Watertown, SD 57201-5361 Phone: (605) 882`2228
Consumer Credit Counseling Service, 209 E Sioux Avenue Pierre, SD 57501-3127 Phone: (605) 945`2399
Consumer Credit Counseling Service, 202 S Main Street # 228 Aberdeen, SD 57401-4114 Phone: (605) 229`5140
Consumer Credit Counseling Service Sioux Falls, SD 57104 Phone: (605) 334`5054
Allen Credit & Debt Counseling, 195 Brook Street E Wessington, SD 57381 Phone: (605) 458`2500
Consumer Credit Counseling Service 1310 Main Avenue S # 107A Brookings, SD 57006-3894 Phone: (605) 692`9636
Consumer Credit Counseling Service 76 3rd Street Sw Huron, SD 57350-2401 Phone: (605) 352`7256
Credit Counseling Center-America Sioux Falls, SD 57104 Phone: (605) 335`1124
A American Debt Consolidation Rapid City, SD 57701 Phone: (605) 348`2106
Consumer Credit Counseling Services Of 705 E 41st Street # 100 Sioux Falls, SD 57105-6047 Phone: (605) 996`0868
New Start Credit Service
400 W 31st Street # 1
Sioux Falls, SD 57105-3809
Phone: (605) 334`7663
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